9076 Bell Mare Ln, Culpeper, VA 22737

4 bd · 4.5 ba · 3,514 sqft · Culpeper · SINGLE_FAMILY·source listing ↗

$599,990

$619,990 first listed

seller intel

Price cut

−3.2%

from $619,990

Motivation score

20/100

OnePercent model (vv1)

$3,648/mo

wide honest range — HUD/comp anchors · $2,000–$3,648

HUD Fair Market Rent · 22737 · 4BR$2,000/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Culpeper

Flood risk indexRelatively Moderate FEMA NRI

Median household income$99,177

Median area rent$823/mo

Median home value$401,000

the verdict

0.61%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$599,990

0.61% · unverified

Intrinsic value · income approach

$791,837

24% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.