product

markets

method

5 W Pearl St, Albion, PA 16401 — $159,000 · 3bd · ~1.5% rule | OnePercent

5 W Pearl St, Albion, PA 16401

$159,000

Home·Albion 16401·5 W Pearl St, Albion, PA 16401

Unconfirmed for 11 days — may no longer be available · −11.6% since list · seller motivation 55

5 W Pearl St, Albion, PA 16401

3 bd · 2 ba · 2,058 sqft · built 1910 · Albion · SINGLE_FAMILY·source listing ↗

$159,000

$179,900 first listed

seller intel

Price cut

−11.6%

from $179,900

Motivation score

55/100

OnePercent model (vv1)$2,432/mo

p10–p90 confidence band

HUD Fair Market Rent · 16401 · 3BR$1,260/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Erie

Flood risk indexVery Low FEMA NRI

Median household income$70,052

Median area rent$666/mo

Median home value$162,600

the verdict

1.53%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$159,000

1.53% · rent $2,432

Intrinsic value · income approach

$212,838

25% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.