353 E 104th St, Manhattan, NY 10029

3 bd · 1 ba · 425 sqft · built 2007 · Manhattan · CONDOS·source listing ↗

$399,000

$975,000 first listed

seller intel

Price cut

−59.1%

from $975,000

Motivation score

50/100

OnePercent model (vv1)$5,081/mo

p10–p90 confidence band

HUD Fair Market Rent · 10029 · 3BR$3,120/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

New York

Flood risk indexRelatively Moderate FEMA NRI

Median household income$38,695

Median area rent$1,247/mo

Median home value$892,200

the verdict

1.27%vs 0.8% target

financing: 20% down · — (FRED, live) · 30yr

$399,000

1.27% · rent $5,081

Intrinsic value · income approach

$1,531,527

74% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.