445 E 86th St, Manhattan, NY 10028

2 bd · 1 ba · 850 sqft · built 1961 · Manhattan · COOP·source listing ↗

$785,000

$1,595,000 first listed

seller intel

Price cut

−50.8%

from $1,595,000

Motivation score

50/100

OnePercent model (vv1)$5,567/mo

p10–p90 confidence band

HUD Fair Market Rent · 10028 · 2BR$4,370/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

New York

Flood risk indexRelatively Moderate FEMA NRI

Median household income$175,121

Median area rent$2,825/mo

Median home value$1,602,600

the verdict

0.71%vs 0.7% target

financing: 20% down · — (FRED, live) · 30yr

$785,000

0.71% · rent $5,567

Intrinsic value · income approach

$2,226,081

65% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.