4-6 W 105th St, New York, NY 10025

1 bd · 1 ba · 424 sqft · built 1900 · New York · COOP·source listing ↗

$450,000

rent, three ways

OnePercent model (vv1)$3,740/mo

p10–p90 confidence band

HUD Fair Market Rent · 10025 · 1BR

$2,790/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

New York

Flood risk indexRelatively Moderate FEMA NRI

Median household income$108,940

Median area rent$2,084/mo

Median home value$1,106,900

the verdict

0.83%vs 0.7% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$450,000

0.83% · rent $3,740

Intrinsic value · income approach

$881,161

49% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.