155 Garland Rd, Charleston, ME 04422

1 bd · 1 ba · 625 sqft · built 1977 · Charleston · SINGLE_FAMILY·source listing ↗

$189,900

rent, three ways

OnePercent model (vv1)$1,869/mo

p10–p90 confidence band

HUD Fair Market Rent · 04422 · 1BR$1,350/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Penobscot

Flood risk indexRelatively Low FEMA NRI

Median household income$75,250

Median area rent$988/mo

Median home value$226,500

the verdict

0.98%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$189,900

0.98% · rent $1,869

Intrinsic value · income approach

$241,013

21% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.