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market report · 12304
Schenectady, NY · 12304
25 active listings$275,000 median ask$2,298 est. rent0.8% price/rent
$275,000
Median list price
$2,298/mo
Estimated rent
0.8%
Price / rent ratio
25
Listings
FHFA home price index · 2016–2025
92.4% cumulative change over the window. Source: FHFA ZIP-level HPI.
$1.55
Median rent / sqft
25 comps
$192.84
Median sold / sqft
25 comps
—
Walkability
4.0%
Area unemployment
BLS LAUS
Median household income $69,235 · median home value $179,200 · ACS 2024.
Natural-hazard risk Relatively Low (FEMA NRI score 33).
11 schools within ~4 km of the ZIP centroid.
top deals · highest rent-to-price
15 Van Zandt St, Schenectady, NY 12304
Schenectady, NY
$165,000$2,175/mo1.3%
3058 Albany St, Schenectady, NY 12304
Schenectady, NY
$225,000$2,449/mo1.1%
126 Daniels Ave, Schenectady, NY 12304
Schenectady, NY
$224,900$2,365/mo1.1%
117 Henry St, Schenectady, NY 12304
Schenectady, NY
$220,000$2,307/mo1%
2529 Putnam St, Schenectady, NY 12304
Schenectady, NY
$219,900$2,232/mo1%
49 McClellan St, Schenectady, NY 12304
Schenectady, NY
$229,000$2,304/mo1%